Latest Job Openings at FairMoney Nigeria – Apply Now

FairMoney Nigeria is a digital platform in Nigeria that provides consumers with immediate loans in minutes via its Android app.

Employees who work at #FairMoney benefit from the best organizational culture, as well as good and convenient working circumstances and benefits. #FairMoney has branches in major cities such as Lagos, Port Harcourt, Abuja, Onitsha, Enugu, Uyo, and Kano, covering the majority of Nigeria’s geopolitical zones.

FairMoney Nigeria invites applications from interested and qualified applicants for the current employment opening.

Senior Credit Risk Analyst

Job Specifications:

• Full Time
• Required Qualifications: BA/BSC/HND
• Location: Lagos | Nigeria.

Job Description:

• You will be working as a Risk Analyst in the Risk department and will be responsible for driving the growth of our portfolio in Nigeria. Your mission is to ensure portfolio performance according to the company OKRs, offering the best-tailored credit services to as many clients as possible. Your goal is to build FairMoney as a Tier 1 digital lender in Nigeria and you will be a key Business Partner to achieve the same.
• As the Risk Analyst for the Nigerian business, you will be part of a team that plays a critical role in managing FairMoney’s ability to grow in the market. You will be one of the key stakeholders and contributors in decisions revolving around the business and product strategies.

Role and responsibilities

• Assist in the development of collections strategy.
• Strategic campaign planning and optimization of new and existing collections models.
• Utilize data sets to perform analytics and propose solutions.
• Own the collections performance metrics– recovery rates, roll rates, dialler metrics, collections operational metrics
• Collaborate with Collections Operations team on a daily basis.
• Communicate the performance results and other findings with the respective stakeholders
• Design and implement experiments to optimize recoveries.
• Implementing the best possible methodologies in improving collections performance.

Qualifications and Requirements:

• At least 2 years experience with exposure to Fintech / retail banking credit risk (consumer loans) / NBFCs
• Expert in credit risk analysis/underwriting principles, methods, and practices
• Proficient SQL user, with reasonable experience with BI tools like Tableau, PowerBI, or similar
• Strong quantitative analysis experience
• Strong attention to detail and ability to notice discrepancies in data
• Impeccable understanding of financial statements, ratios, and concepts
• Strong communication skills

Method of Application